Every relationship has a story—a narrative we tell ourselves about how things are, how they’ve been, and what they’ll always be. And while we often think of “love stories” in the context of romance, there’s another relationship in our lives that deserves just as much attention: our relationship with money. For many of us, our money story has deep roots. It’s shaped by childhood experiences, societal messages, and personal triumphs or struggles. Maybe your story is […]
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Raise a millionaire
Raising financially responsible children who may one day become the next “Millionaire Next Door” is less about complex financial strategies and more about small, intentional lessons woven into everyday life. It starts with recognising that children learn more from what we do than what we say. If we want them to grow into thoughtful stewards of their wealth, we must first model responsible behaviour ourselves. Showing them how we save, budget, and make spending decisions is […]
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You can’t steer a parked car
Have you ever tried to steer a parked car? No matter how much you turn the wheel, you’re going nowhere. It’s a simple truth: movement is necessary for progress. Yet, movement without direction can quickly become chaos. The sweet spot lies in finding the balance—moving forward while knowing where you want to go. In life, as in financial planning, it’s tempting to stay parked. Waiting for the “perfect” moment to act or for all the uncertainties […]
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Start small. Start today.
When it comes to financial success, many people fall into the trap of waiting for the “perfect moment” to start. “I’ll save when I earn more,” or “I’ll invest when the markets feel safer,” are common refrains. But here’s the thing: there’s rarely a perfect moment. Success isn’t built on monumental leaps; it’s built on the foundation of small, consistent actions. Tony Robbins often highlights the power of small steps, reminding us that tiny, intentional changes […]
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Choosing your next step
Do you ever find yourself replaying decisions from your past, wishing you could rewrite the story? It’s easy for our minds to fixate on the paths we didn’t take, the doors that closed, or the moments that feel like they’ve determined everything about our present. “I missed my chance, and now it’s too late.” “I shouldn’t have made that decision back then; look where it’s left me.” “I don’t deserve to move forward because of mistakes […]
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The pull of pessimism
Why do pessimistic views often sound so convincing? It’s an interesting phenomenon—when someone warns of an impending financial crash, we perk up, nod solemnly, and give their words the weight of wisdom. But when someone speaks of growth, opportunity, or prosperity, it can come across as naive or overly simplistic. Why is that? As humans, we are wired to pay attention to potential threats—it’s an ancient survival mechanism. In financial planning, this instinct often plays out […]
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Curious, not critical
When was the last time you gave yourself the grace to be curious? To pause and ask why, instead of immediately leaping to judgment? In a world that moves fast—where we’re bombarded by expectations, comparisons, and decisions—curiosity is often overshadowed by criticism. But what if we could flip the script? What if curiosity became our default setting, especially when it comes to our relationship with money and life? Here’s the problem with criticism: criticism is quick. […]
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The value of your time
When we think about building wealth, running a business, or creating income opportunities, the question of pricing is one we all face. And while it might sound straightforward at first, it’s actually a deeply personal and complex challenge because no two people’s financial situations are exactly alike. Some professionals lean on qualifications and experience to determine how much they charge for their time. Others may focus on the value they provide to their clients or customers, […]
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Authenticity or attachment
Why do we say yes when we mean no? Why do we say no when deep down we wish we could say yes? These are questions that dig beneath the surface of our everyday choices, revealing the deeper, often hidden stories we tell ourselves. In his insightful discussions, Dr. Gabor Maté highlights a core conflict many of us experience: we prioritise attachment over authenticity. Whether it’s in our relationships, careers, or even financial decisions, we often […]
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Healthier benchmarks
WHERE DO YOU ‘THINK’ YOU SHOULD BE? Reflecting on our progress is something we all do, but often without knowing it. Whether we’re aware of it or not, several times a day, we measure ourselves against something or someone—be it our past self, others, or some societal ideal. Whether it’s consciously deciding to check in on our progress, or doing so unconsciously, benchmarks are always being set. These benchmarks could be internal or external, and they […]
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